Compare the best expat and nomad insurance
Find the health and travel insurance for your profile: worldwide coverage, direct billing, repatriation and monthly flexibility.
Find the insurance for your profile
Each profile has different needs. Click to see our detailed ranking.
Full comparison
Genki
Genki (by Dr. Walter, Allianz partner) is the European alternative to SafetyWing. The World Explorer Basic plan offers complete medical coverage at 35 EUR/month with 1,000,000 EUR ...
- Complete medical coverage from 35 EUR/month
- Flexible monthly subscription, cancel anytime
- Very complete Comfort plan: dental, vision, maternity, mental health
- No home country coverage
- No direct billing (reimbursement on claim)
SafetyWing
SafetyWing is the most popular insurance among digital nomads. Created by nomads for nomads, it offers a flexible monthly subscription model with no return date, at an unbeatable p...
- Unbeatable price for nomads (from $56/4 weeks)
- Flexible subscription: activate and cancel anytime
- No return date required (unique on the market)
- No dental or maternity coverage
- No direct billing (reimbursement on claim)
Allianz Care
Allianz Care is the international arm of the Allianz giant. It's comprehensive international health insurance, not just travel insurance. Direct billing in 190+ countries, pre-exis...
- Hospital network with direct billing in 190+ countries
- Pre-existing conditions covered (after waiting period)
- Complete maternity, dental and vision coverage
- High price compared to nomad insurance ($120+ EUR/month)
- Annual contract required (no monthly flexibility)
Cigna Global
Cigna Global is premium international health insurance. Its 1.5 million+ provider network is the world's largest. The Platinum plan offers unlimited coverage with direct billing at...
- World's largest hospital network (1.5M+ providers)
- Platinum plan with unlimited coverage
- Direct billing at the world's best hospitals
- Most expensive in comparison (180+ EUR/month minimum)
- Annual contract required
World Nomads
World Nomads has been the reference in adventure travel insurance since 2002. Its strength: coverage of 200+ sports activities (surfing, diving, skiing, climbing, paragliding) that...
- 200+ adventure activities covered (surfing, diving, skiing, climbing)
- Global reference since 2002, very well known
- Trip cancellation and baggage included
- Return date required (not ideal for nomads)
- More expensive than SafetyWing for long trips
Feature matrix
| Feature | | | | | |
|---|---|---|---|---|---|
| Monthly subscription | |||||
| No return date | |||||
| Home country coverage | |||||
| Pre-existing conditions | |||||
| Family plan | |||||
| Direct billing | |||||
| Telemedicine | |||||
| Dental | |||||
| Vision | |||||
| Maternity | |||||
| Adventure sports |
Detailed comparisons
What travel insurance for digital nomads?
Digital nomads need flexible insurance covering multiple countries over long periods. Look for monthly renewable subscription plans with worldwide coverage, telemedicine and repatriation.
Travel insurance vs expat insurance: what's the difference?
Travel insurance covers temporary stays (up to 12 months generally). For long-term settlement abroad, expat insurance offers more comprehensive coverage including preventive care and dental/optical.
Frequently asked questions
What travel insurance for a digital nomad?
Nomad-focused insurance offers monthly subscription, renewable, worldwide coverage including telemedicine and repatriation. Compare offers in our table above.
Travel insurance vs expat insurance: what's the difference?
Travel insurance covers temporary stays (up to 12 months). For long-term relocation, expat insurance offers more comprehensive health coverage with direct billing.
Does travel insurance cover remote work?
It covers health costs and mishaps. For professional liability, additional add-ons exist. Check each insurer's specific terms.
Can I get insurance while already abroad?
Some insurers allow online subscription from anywhere with immediate coverage. Others require subscription before departure. Check our comparison for details.