Travel guide
Retirement
US

Retirement in United States for Canadian citizens

Guide editable by nationality and language in the back office. Write content for Canadian citizens.

Capital
Washington D.C.
Language
English
Currency
$ USD
Timezone / Local time
UTC-5 to UTC-10
Electricity
120V / Type A/B
Visa
ESTA required
eSIMVPNInsuranceBankingDestinationCost of living
Content
To be written in back office
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before

  • Content to be written in back office (nationality + language)

Visa & requirements

Visa content to be written in back office (visa_facts + visa_text).

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Retirement budget

Budget
€60-90/ per day
  • Hostel / coliving
  • Street food
  • Café + wifi
Comfort
€100-150/ per day
  • Private apartment
  • Dedicated coworking
  • Restaurants
Premium
€200+/ per day
  • Furnished studio
  • Premium coworking
  • Going out

Retirement budget

Canadian snowbirds: B-2 visa up to 6 months/year. Florida: CAD 3,400–5,500/month. Arizona: CAD 2,800–4,500/month. Health insurance: CAD 700–2,100/month. CPP/OAS payable in the US. GIS stops after 6 months abroad.

Internet & connectivity

Internet and connectivity

Fiber $50–80/month. T-Mobile plans include Canada roaming — perfect for snowbirds. Florida retirement communities often include wifi.

Average speed: 200 Mbps

Recommended VPNs for United States

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Surfshark
Surfshark
See VPN comparator

Taxation & obligations

Tax content to be written in back office (tax_text section).

Steps to settle in United States

Prepare (snowbird)

  • B-2 visa for up to 6 months/year
  • Travel insurance (essential — provincial plans barely cover US)
  • Closer Connection Statement (IRS Form 8840)
  • Maintain Canadian residency for healthcare

Settling in

  • Rent seasonal accommodation (Florida, Arizona)
  • US bank account (TD, RBC have US branches)
  • Car: consider buying vs renting
  • Join Canadian snowbird associations

Financial

  • CPP/OAS: payable in the US
  • GIS: stops after 6 months abroad
  • US-Canada tax treaty
  • Don't exceed 182 days or risk US tax residency
  • Provincial health: maintain minimum stay requirements

Content is editable by nationality and language in the back office.