Retirement in United States for American citizens
Guide editable by nationality and language in the back office. Write content for American citizens.
Before departure
- Content to be written in back office (nationality + language)
Visa & requirements
Visa content to be written in back office (visa_facts + visa_text).
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Retirement budget
- Hostel / coliving
- Street food
- Café + wifi
- Private apartment
- Dedicated coworking
- Restaurants
- Furnished studio
- Premium coworking
- Going out
Retirement budget
Retirement-friendly states: Florida (no income tax), Arizona, North Carolina, Texas. Budget: $2,000–4,000/month in affordable areas. Medicare kicks in at 65. Social Security average: $1,900/month. Consider states with no income tax: FL, TX, NV, WY, SD, AK, WA.
Internet & connectivity
Internet and connectivity
Fiber: Verizon, AT&T, Google Fiber ($50–80/month). Senior plans available from some providers. Libraries offer free wifi and computer access. Starlink for rural retirement.
Average speed: 200 Mbps
Taxation & obligations
Tax content to be written in back office (tax_text section).
Steps to settle in United States
Planning
- Choose retirement state (tax implications!)
- Medicare enrollment at 65
- Social Security: delay to 70 for max benefit
- Downsize or relocate to cheaper area
- Long-term care insurance
Settling in
- Transfer utilities and services
- Update driver's licence
- Voter registration
- Find local healthcare providers
Financial
- Required Minimum Distributions from 401(k)/IRA at 73
- State income tax: 0% in FL, TX, NV, WY
- Property tax varies by county
- Social Security taxation rules
- Estate planning and will
Content is editable by nationality and language in the back office.